Are you squeaking by each month with barely enough money in your bank account to pay your bills? Sure, you need your cellphone, and you have to go grocery shopping to eat. But chances are, you're overpaying for necessities and luxuries you just can't live without. U.S. News My Money bloggers share tips to cut down unnecessary expenses and leave a little extra padding in your budget.
The average cable bill runs about $80 per month. But the Internet makes paying for cable unnecessary, writes Ginger Dean, founder of girlsjustwannahavefunds.com. "If you only watch certain shows, then paying for a fully loaded cable package might not be the best deal for your wallet," she writes. Services such as Hulu, YouTube, Netflix and Roku can satisfy your TV fix for a drastically reduced rate or for free.